Home Mortgage Loans

• No minimum loan amount
• Competitive rates for home purchase or refinance
• Available for primary residence, second homes, vacation homes, or investment properties
• A wide range of terms customized to your unique situation
• A variety of financing programs available:
  • Traditional
  • FHA Loans
  • VA Loans
  • Bank Statement Programs for Self Employed Borrowers
• Free pre-approval for extra confidence when it comes to securing financing
• Local decision-making and processing right here in Eastern Michigan
• Helpful loan advisors with working knowledge of the local real estate market
• Oxford Bank brokers through RocketPro

Additional Resources

Upload files to our mortgage team.

Learn more about mortgages on our frequently asked questions page.

When applying for a loan, it's important to know the basics of credit reporting and scoring — see credit report basics.

For a list of current rates, or to discuss how you can start your mortgage process, please contact us.

For a list of current rates, or to discuss how you can start your mortgage process, please contact your Personal Banker or call us at (248) 572-2030.

These online calculators may help you to do your financial forecasting:

• Home Equity Line of Credit
• Debt to Income Ratio
• Should I Refinance?
• Mortgage Calculator with PMI