Treasury Management

Money Management Services to Enhance Your Banking Experience

As your trusted financial partner, we deliver innovative, premium treasury management solutions designed to make your banking experience seamless, efficient, and flexible. Our comprehensive suite of services adapts to your unique business needs, helping you manage cash flow with confidence—whenever and wherever you do business.

Key Features

  • Bank Your Way, 24/7
  • Simplify Your Deposit Process
  • Automate to Enhance Efficiency and Control
  • Stop Fraud Before It Starts

Digital Banking Solutions

  • Online Banking with Commercial Cash Management - View balances, transactions, initiate transfers, place stop payments, request wires, and pay bills 24/7.

  • Oxford Bank Mobile App - Check balances, make transfers, pay bills, and deposit checks by taking pictures with your smartphone.

  • QuickBooks Direct Connect - Seamlessly integrate transaction and balance information from Oxford Bank into QuickBooks/Quicken without logging into oxfordbank.com.

Payment Solutions

  • iPay Bill Pay - Eliminate manual bill paying processes, schedule payments anytime, and set up recurring payments to improve accounts payable efficiency.

  • Online Wire Transfers - Send money domestically or internationally in USD or foreign currency through our secure online banking platform.

  • Business Debit Cards - Access your business accounts safely and conveniently wherever Mastercard is accepted.

  • Merchant Card Processing - Accept multiple payment forms with innovative, flexible processing solutions including credit/debit transactions, mobile processing, gift cards, online processing, and check verification.

Deposit Management

  • Remote Deposit Capture - Process check deposits securely from your office using a check scanner, with reports and optional data export to your accounting software.

  • Mobile Remote Deposit Capture (mRDC) - Deposit checks on-the-go using smartphones or tablets, with multi-account and batch deposit capabilities.

  • Night Deposit Box - Securely drop off deposits anytime with next-business-day crediting.

  • Cash Vault Services - Make secure deposits, order cash, and reduce bank trips with convenient deposit solutions and currency/coin delivery options.

Automated Clearing House (ACH) Services

  • ACH Origination - Electronically send and receive funds, simplify payables, control receivables, and provide payroll direct deposit.

  • ACH Positive Pay - Monitor and verify debits against authorizations, with online review of exceptions before payment.

  • ACH Fraud Filter - Prevent potential losses by requiring preauthorization of ACH debits, with unauthorized transactions automatically returned.

Fraud Prevention

  • Check Positive Pay - Identify forged or altered checks by verifying presented checks against your daily records, with online decision-making for irregularities.

  • ACH Fraud Filter - Prevent unauthorized electronic debits by requiring preauthorization of all ACH activity.

  • ACH Positive Pay - Control which electronic debits are processed by reviewing exceptions before payment is made.
Request Info