Matt Lowman
Chief Risk Officer
Matt Lowman serves as Oxford Bank's Chief Risk Officer. Having over 20 years experience in banking and leadership, Matt recently came to Oxford Bank in 2015 from another financial institution, where he served as their Senior Vice President and Senior Lender. Matt holds a Bachelor's Degree in Economics and Management from Albion College.
Mark Morrison
Chief Relationship Officer
Mark Morrison serves as Oxford Bank's Chief Relationship Officer. Mark has over 20 years of experience in the banking and financial service industry. Prior to joining Oxford Bank Mark had a leadership position with a regional bank. Mark holds Bachelor's and Master's Degrees in Business Administration from Central Michigan University.
Robert Marschall
Senior Vice President, Business Banking Group Manager
Rob Marschall serves as Oxford Bank's Senior Vice President of Commercial Lending. Rob has over 15 years of experience in the banking industry covering SE Michigan for all of his career. Rob recently came to Oxford Bank in 2016 from another financial institution.
Bradley Kirkland
Senior Vice President, Business Banking Group Manager
Brad Kirkland joined Oxford Bank in 2016 as our Vice President of Business Banking. With over 15 years of commercial banking experience, Brad brings with him a knowledge base of working with a wide variety of customers from various industries. Serving as his clients' trusted adviser and helping them obtain the financing necessary to grow their business, Brad prides himself on the responsiveness and attention to detail that his clients deserve. Brad holds a Bachelor's Degree in Economics and Finance from Central Michigan University.
Tracey Brinkman
Senior Vice President, Relationship Manager
Having a strong background as a Business Banker, Tracey Brinkman joined Oxford Bank in 2015 as our Vice President of Business Banking. Bringing with her more than 15 years banking experience, Tracey demonstrates Oxford Bank's sophistication and capabilities to service our clients better than larger national banks and with a higher level of responsiveness and flexibility. Tracey holds a Bachelor's Degree in Corporate Finance from Central Michigan University, and a Masters in Management Degree from Walsh College.
Cary Listerman
Senior Vice President, Sales Manager
Cary Listerman serves as Senior Vice President, Sales Manager at Oxford Bank. Cary brings over 20 years of experience in the banking and financial industry. Cary joined Oxford Bank in 2012 after serving in management positions at a regional bank. She prides herself on customer service and ensuring each client has an excellent banking experience.
Jose H. Morales
Treasury Management Officer
Jose Morales serves as a Treasury Management Officer at Oxford Bank. Jose has seven years in financial sales, four years of experience in the banking industry, and two of which were spent as a small business specialist in the Western Michigan area. Jose recently came to Oxford Bank in 2018 from another financial institution, where he served as a Financial Sales Consultant. Jose holds a Bachelor’s Degree in International Business and Economics and an MBA with a concentration in Global Business from Cornerstone University.
Scott Triplett
Senior Relationship Manager
Scott has over 30+ years of broad banking experience. He has worked in every aspect of banking from retail to wealth management to commercial lending. Scott has a passion to see his Clients succeed and thrive. Scott earned his bachelor’s and master’s degrees from Grand Valley State University (GVSU) and Michigan State University (MSU).
Thomas Merrill
Relationship Manager
Thomas Merrill joined Oxford Bank as a Commercial Loan officer. He has 4+ years of experience in the banking industry, and is formally credit trained, working primarily as a credit analyst for another financial institution. Thomas holds a Bachelor’s Degree in Marketing from Oakland University.
Katie Katzman
Loan Officer
Katie Katzman joined Oxford Bank as a Commercial Loan Officer. She has 14+ years of experience in Corporate Finance including debt placement and turnaround/consulting work. Katie comes to Oxford after owning and operating a commercial debt placement firm seeking to use her knowledge, skills, and experience to aid in the growth of Oxford Bank. She is passionate about helping her clients thrive and communities prosper.
Dan McCarthy
Loan Officer
Dan McCarthy joined Oxford Bank in 2018 as a credit analyst and has spent 3+ years working in the Business Credit department. Dan converted to a Loan Officer in 2021, and has knowledge and experience working with customers from a variety of industries. Dan holds a Bachelor's degree in Finance from Michigan State University.
Hans Dessureault
Loan Officer
Hans Dessureault serves Oxford Bank as a Business Banking Loan Officer. Prior to joining the team in 2024, he spent six (6) years in commercial banking working as a Senior Commercial Underwriter and as Assistant VP of Commercial Risk with other Community Banks in Michigan. With a wealth of knowledge in several functions of banking, Hans aims to provide creative and reactive banking solutions unique to community banking while building a strong relationship with his clients and strategic partners. Hans holds both a Bachelor’s Degree in Finance and Master’s Degree in Business Administration from Davenport University.
Mohamed Arfaoui
Loan Officer
Mohamed Arfaoui serves Oxford Bank as a Business Banking Loan Officer. He joined the Bank two (2) years ago as a credit analyst before transitioning to his current role. Prior to joining Oxford Bank, he worked as a management consultant at a major firm. With his diverse experience across various industries, Mohamed is equipped with the insight necessary to structure tailored financial solutions for his clients. Mohamed holds a Bachelor’s Degree in Business Analytics and Finance from Tunis Business School – University of Tunis.
Alex Litchfield
Loan Officer
Alex Litchfield joined Oxford Bank in 2019 and for the first 3 years he was a credit analyst learning the basics of banking credit, the analysis of business financials, and learning unique ways to structure debt. Alex works the Southeastern Michigan market with a focus in the greater Ann Arbor area. Alex holds a Bachelor's Degree in Economics from the University of Michigan.